Here’s what Rick Scherer expects for mortgage rates in 2022.

Today we’re going to talk about the mortgage rate environment. We’re bringing in Rick Scherer, the CEO of OnTo Mortgage, to talk about where he thinks rates are heading in 2022. He doesn’t have a crystal ball, but he has the knowledge and experience to make some great predictions.

You can watch the full episode above, or you can skip to each section using the timestamps provided below: 

0:1 7— Introducing Rick Scherer

0:50 — Where do you see rates heading in 2022?

2:03 — What do climbing rates mean for the economy?

3:02 — What do the loan limit announcements mean for buyers?

4:24 — Using low-money-down programs

5:22 — Wrapping up

I hope you learned as much from this conversation as I did. If you have any questions for Rick, call him at 617-778-0024 or email him at If you have any questions for me, feel free to call or email me as well. I’d love to hear from you.